

About Us
Banking is often perceived as an onslaught of heavy, jargon-filled communications, poor customer service, and unwanted, irrelevant notifications. Does it have to be so difficult?
Absolutely not. At Niyo, we are focused on creating banking that is simpler, smarter and safer for our customers by simplifying finance with technology.
Absolutely not. At Niyo, we are focused on creating banking that is simpler, smarter and safer for our customers by simplifying finance with technology.

2015
Year of Inception

179M
Total Funding

500+
Team Strength
Our Team
Our eclectic team brings together the best of the banking industry and technology, along with a mosaic of other backgrounds. We take a holistic approach to developing a well-rounded team, and value not only expertise, but also perspective, discipline and bias for action.
Company Values
Bias For Action
Whenever the opportunity presents itself, we aim to make decisions quickly and act upon them.
Ownership & Teamwork
We take responsibility for what we do, work collaboratively and ensure that everything is seen to the end.
Customer Focus
All that we do is with the customer in mind.
Integrity
We take no shortcuts. Honesty is at the core of everything we do.
Innovation
We bring new ideas to the table and bring them to fruition.
The Founders

Vinay Bagri
Co-Founder and CEO
Vinay has spent 18 years in the corporate world working with diverse organisations like Parle, 3M, ICICI Bank, Standard Chartered, ING, and Kotak Mahindra Bank. Of Niyo’s values, customer focus stands out to him. “We are absolutely paranoid about ensuring value to the user and experience to the user.
Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.
Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.

Virender Bisht
Founder and CTO
Virender is a seasoned technology professional with 16 years of experience in creating world-class software products. After seeing both the positive and challenging aspects of corporate culture, Viren sees Niyo’s core values as a means to keep the organization grounded. “They reflect what an ideal organization should look like.”
Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.
Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.
Our Investors
