The only Prepaid card & App you will ever need
Niyo Bharat brings a comprehensive suite of features tailor made to fit your specific financial needs. We are always listening to our customers to curate bleeding-edge-technology driven solutions to make banking safer, simpler, smarter.
Banking partners: YES Bank & DCB Bank

Niyo Bharat App is a digital-first solution to your everyday money management.
This multifeature App comes loaded with incredible features with answers to
almost all your financial needs on your fingertips
Best in Class Security
- Lock/Unlock/Block card to prevent misuse
- Change ATM PIN without having to visit an ATM
- Enable fingerprint lock or update app password for safety with convenience
- Hide card balance with a wave over the phone camera


24/7 Support
- Change your mobile number from the tip of your fingers
- Replace card in case of loss or damage
- Raise and track support tickets for any grievance
- Know about your card status directly from Bharat App
Added Benefits
- Know details about your ₹1,00,000 complimentary personal accident insurance
- Get your Provident Fund (PF) balance on SMS
- Enjoy exclusive deals and offers for being part of the Niyo family
- Refer Niyo Bharat to your circle and win attractive rewards


Do More with Your Money
- Recharge mobiles & pay bills directly using the Niyo Bharat App
- Invest in gold starting at ₹1 and get it delivered to your doorstep
- Grow your money with mutual fund investments
- Avail "Family Card" to share Niyo benefits with close ones