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6 Ways to Use Niyo Global Card

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Undoubtedly, one of the most frequently asked questions while travelling abroad is how to pay for things during international travel. It makes sense to analyze how you will handle your finances when you are out of your home country. It is not safe to take along wads of your home currency with you, but rather just a bit of cash and some plastic money. But the problem arises when you see a hefty amount of conversion fees being charged on withdrawing money from the ATM using your international debit cards. 

This situation can be smartly dodged with the Niyo Global card. Using it will enable you to avail multitude of advantages. But let us first understand the practical reasons to own a forex card before you leave for your next international trip.

Why do you need a forex card/ global card?

Being a cost-effective alternative for international transactions, global cards cater to traveller’s needs in the following ways:

  1. Lower transaction fees:

    Using Niyo Global card is more cost efficient alternative to make international payments. Forex cards also allow easy international transactions but at a costly forex markup charge. This is not case with Niyo Global Card for international travel, as they charge no forex markup on transactions.

  2. Better exchange rates:

    Forex cards or global cards give you freedom from volatile currency rates. When you have pre-loaded some amount in your forex cards, you can purchase the forex value for that in advance. This ensures that the exchange value for that loaded money will remain fixed. 

  3. Security:

    Most of the forex cards or global cards come with the benefit of getting blocked instantly, if they are lost or get stolen. 

  4. Insurance benefits (If applicable):

    Some of these cards also come with insurance benefits. Some banks do offer travel insurance plans like accidental death, delay of baggage, hijacking,etc. Once the card holder or the nominee claim the compensation, some losses might get covered.

These were some of the basic benefits offered to a forex card user. These put weight on the fact that it is important to travel abroad with the best forex card. Now, let us understand how Niyo Global card is an even better option as compared to forex cards, to make payments easy while you study or travel abroad. 

Benefits of a zero forex markup card while travelling internationally and perks of using it in India

The Niyo Global Card is one of the easiest ways to carry and spend money while you travel abroad. Not to mention it’s also the most cost-efficient way to handle payments in foreign currency too. It makes transacting on international websites a breeze. Niyo’s famous zero forex markup* card ensures you don’t pay extra for the convenience of making payments in a foreign currency. While the Niyo is the best international travel card, it comes in handy while you’re back in India too. Also, your account balance continues to earn up to 6.5% interest p.a. Unlike most leading banks, your interest amount is credited to your account on a monthly basis! 

It’s undoubtedly safer than carrying cash and comes with a bunch of perks too. Here are a few ways you can make the best use of your Niyo Global card:

  1. Load in INR and spend in 150+ countries

    Say goodbye to worries about loading your international travel card with foreign currency/ies. With your Niyo Global card, you can just add money to your card in Indian Rupees (INR) and spend in 100+ currencies across 150+ countries. So whether your itinerary includes travelling to one country or hopping multiple countries with different currencies, you’ll have nothing to worry about, Niyo Global card can take care of your payments everywhere.

  2. Load from anywhere 24×7

    Loading money on your international card is easy and can be done from anywhere at any time via IMPS/NEFT/RTGS/UPI without any charges. The integrated Niyo Global app makes it easy for you to track your card transactions and account on the go.

  3. Chip & PIN or Tap & Pay

    The Niyo Global card comes with Tap & Pay feature for contactless payments and a Chip & PIN safety feature for secure transactions. 

    The card also comes with custom card controls to lock/unlock the entire card or individual payment channels for both domestic and international payments.

  4. Pay for online transactions

    The Niyo Global card can be used to make payments to merchants of international websites too whether you’re abroad or right here in India. So if you are planning to take online courses with international providers or want to purchase something online from overseas merchants, it’s easier than ever. If you are wondering about the Niyo global card charges, then do not worry. Making payments in foreign currencies with Niyo Global card will help save up to 3-5% in foreign exchange markup too.  

  5. Withdraw cash from ATMs worldwide

    While the Niyo Global international debit card is accepted by all VISA-accepting merchants worldwide, there might be occasions when you might need money in cash. You can use your card for cash withdrawals and the in-app ATM Locator can come in handy to find one near you. 

  6. FREE** airport lounge access across India

    Long stopovers are no longer a cause for worry. Your Niyo Global card gives you complimentary** access to airport lounges at domestic as well as international terminals across India. You can now travel in luxury with your Niyo Global card. Check out more details about the VISA Airport Lounge Access Program and the list of participating airport lounges.

How to apply for Niyo Global travel card today?

Are you an Indian passport holder 18+ years old? Do you have a PAN, Aadhaar number, and an Indian Passport, and access to your Aadhaar-linked mobile number? If you answered YES to all of these questions, Niyo Global, the best international travel card is the perfect match for you! 

Your search for “how to apply for a travel card” ends right here. Download the Niyo Global App on Android or iOS  and open your account right away. It’s all you need to take care of spending in foreign currency at the best possible rates* while travelling abroad.

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