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International Money Transfer Apps for Indian Students - Which One’s Your Best Bet?


As international students, managing finances across borders can be a head-scratcher. Thankfully, technology has our backs, with many payment apps for students vying for our attention. Let’s break down a few popular International money transfer apps like 

  • Wise
  • Paypal
  • Remitly
  • Revolut
  • WorldRemit
  • Niyo Global 

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As international students, managing finances across borders can be a head-scratcher. Thankfully, technology has our backs, with many payment apps for students vying for our attention. Let’s break down a few popular International money transfer apps like 

  • Wise
  • Paypal
  • Remitly
  • Revolut
  • WorldRemit
  • Niyo Global 

Let's Start!

Being an international student is a once-in-a-lifetime experience, but handling money while travelling can be a real challenge. You’re in luck because we’re here to assist you in selecting the best international money transfer app. Indians usually prefer using traditional techniques to send money internationally via debit and credit cards, P2P(peer-to-peer) transfers, and bank transfers (through net banking). But don’t fret because we’ve rounded up the best international money transfer apps that are not in any specific order that’ll have your back, no matter where you’re studying. Let’s dive in!

Sending Cash Across Borders? These Apps Got Your Back!


Do you want to bid adieu to dodgy exchange rates and say hello to affordable conversion fees? Wise is the wisest payment app for students. Wise, formerly known as TransferWise, is a multi-currency account with low transfer fees, which is useful for students to send money internationally. Wise typically levies lower transaction fees than traditional banks. The charges and limits differ for each country. Although they do not provide special student discounts, their affordable prices can help students save money.


Paypal is like the Beyoncé of payment apps – widely recognised and accepted almost everywhere. Offering flexible and secure solutions to send money internationally, PayPal is a well-known international money transfer app in the world of digital banking. It supports free transfers from a bank account, PayPal balance, or Amex Send account. Additionally, although there is a cost associated with it, PayPal Instant Transfer is available for instant money transfers.


Remitly stands out amongst foreign money transfer apps, thanks to its variety of delivery choices, which include direct bank transfers, home delivery, and recipient cash pickup. Remitly is a company renowned for its dependability and security and promises a refund of your fees if the transfer isn’t finished within the allotted period.


Revolut is like a financial Swiss army knife—Multi-currency accounts, interbank exchange rates, and nifty budgeting tools! ​​Revolut offers cheap exchange rates for international money transfers without any additional hidden costs. The process of setting up an account and making an international transfer is easy, making it the best international transaction app for students. Through Revolut, you can send money to your friends easily, and it allows you to split your group expenses.


WorldRemit is an international money transfer app that offers various services like Mobile money, Bank transfers, Airtime Top-up, and Cash pickup. Through WorldRemit, you can send money to over 130 countries. The speed and cost depend on the transfer amount and the transferring country. With WorldRemit, the world revolves around you!   

Niyo Global

The Niyo Global travel card gives you a sweet deal – no extra fees for making payments in foreign currency!  Niyo Global is the best payment app for students. Enjoy forex payments without any sneaky charges. In addition to having no markup costs, Niyo Global cards can be readily reloaded online at any time of day or night using UPI, IMPS, or NEFT, and the money is immediately ready for use. More than 150 nations accept payments made using Niyo Global, a foreign money transfer app in more than 130 different currencies. 

Pay for your international transactions with ease and save at the same time with Niyo Global

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Student Hacks: Tips on Mastering International Payment Apps Like A Pro!

Being an international student, are you aware of how challenging it is at times to send money internationally? It can sometimes feel like deciphering ancient hieroglyphs. But worry not! We’ve got the ultimate hacks to ace those international money transfer apps. Here are a few points to keep in mind while choosing the best international money transfer app.

Currency Conversion Chronicles

It’s always important to keep an eye on the exchange rate policies. Using reliable foreign money transfer apps helps you to ensure that you’re getting the best bang for your buck!

Avoid the Sneaky Fee Trap

Watch out for the hidden costs of international money transfer apps. Some apps love to play hide-and-seek with those extra charges. Don’t let them catch you off guard! There are a lot of payment apps for students with hidden costs, so choose wisely.

Timing is Everything

Time is money, especially in the world of international payments. So, plan ahead! Transfers can take a few days to process, so don’t wait until the last minute. If you’re running out of time before the deadline, look for a student payment app or an international money transfer app with a quicker processing time. The processing time for certain forms of money transfers, such as bank drafts in certain foreign money transfer apps, may take several weeks.

Double-Check the Details

Triple-check all account details before hitting send. One wrong digit can send your payment on an unexpected detour! It is essential to find out if international money transfer apps and student payment apps are licensed by the proper regulatory authority to handle international money transfers before entering into a foreign currency transaction with any specialist or bank.

Keep Records Like a Boss

Save all payment confirmations and receipts. You never know when you might need to prove you’ve paid up! If you are making any payments through an international money transfer app related to tuition fees or dorm rent, make sure you have copies of your receipts.


When it comes to money transfers, there are many scammers out there, so be cautious and only agree to make the payment when you are certain it is legitimate. There are a lot of international transaction apps for students. As first-time payers, the security of the app is an important feature to be checked when choosing an international money transfer app.

Be it a student or a tourist, we’ve got you both! Get more tips and tricks on how to ace your international travel from our expert vetted blogs.

It’s All Simple

In a nutshell, technology has revamped how we move our moolah around – it’s quicker, simpler, and oh-so-handy. So, whether you’re splitting the bill, paying your peeps abroad, or just shooting some cash to a buddy, there’s an app out there just waiting to make your life easier.

Whether it’s the widespread acceptance of PayPal, the adaptable multi-currency feature on Wise, or the expansive global network of PayPal, there’s an international money transfer app tailored perfectly for the task at hand. It’s paramount to remember that every financial decision should be approached with careful consideration. When you send money internationally, trusting the recipient is essential. 

But remember that every financial move should be made with your thinking cap on. After all, when you’re sending money, you’re sending trust along with it. By sticking to some simple rules, you’ll be able to zip your cash off to India or anywhere else in the world without breaking the bank. Just double-check those guaranteed rates, watch out for sneaky fees, and compare those exchange rates to lock in the best student payment apps. Armed with these tips, you’ll pick the perfect money-moving app in no time!

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