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The United Kingdom has always served as one of the most sought-after destinations for international students from all parts of the world. This has particularly been true for students from the EEA (European Economic Area), the EU (European Union), and Switzerland. 

Due to BREXIT, new policies now apply to all Swiss and EU/EEA students from 2021. If you wish to pursue higher education in the United Kingdom, it is important to understand the overall cost of living in UK. The living expenses in UK for international students can vary depending on multiple factors. On top of that, monthly expenses in UK can go beyond your control if you don’t plan them. Now, let us help you understand the total cost of living in UK per month. 

University Tuition Fees in the UK

Tuition fees form the major part of the average cost of living in UK. Typically, two types of tuition fees are charged:

  • International fees paid by non-EU or EEA students
  • Home status fees paid by local students

At public UK universities, tuition costs can vary significantly. The international student fee ranges between £7000 and £16000 per year. It ultimately depends on the discipline type, the duration of studies, and the university. 

The tuition fees at private universities in the United Kingdom, it is usually higher than that at public universities. However, these universities do not differentiate between non-EU/EEA and EU-EEA citizens. Students can expect to pay around £ 4500 and £31000 every academic year. This might increase with time. If you wish to know about living costs in London in the form of tuition fees, you can expect to pay around £1,334 per month or £16,008 per year. According to the latest UK living cost index, the Welsh capital—Cardiff turns out to be the most affordable city for students in the UK. It is followed by Cambridge, Sheffield, and Southampton. 

If you wish to pursue your higher education in London, it is important to understand the cost of living in London for students. Tuition expenses form an integral part of the overall living costs in London for students. 

Study program

Average Fee in GBP

UG Program

GBP 7,000 to GBP 20,000

PG Program

GBP 10,000 to GBP 25,000

Doctoral Program

GBP 15,000 to GBP 30,000

Student Living Costs in the UK

Living cost in England for an international student is quite high. The total living expenses in UK for Indian students will ultimately depend on the area wherein you live. In terms of the cost of living for students, the monthly living cost in UK can be more than £ 1,400, especially in cities like London. In smaller towns, you can expect the average UK living expenses for students to be between £ 650 and £ 1,100.

Accommodation Costs in the UK

The total cost of living in London for students varies depending on several factors like locality, type of accommodation, and other factors. Therefore, you need to find where you can afford to rent a house in UK while planning.

Mode of Living

London House Rent

Other UK Cities

University Residence



Private Housing



Most universities offer access to residence halls for international students. These are quite affordable options. After the completion of the 1st academic year, students can consider renting a private space outside the university. Off-campus accommodation is slightly expensive. For instance, the monthly  rent for a 1-bedroom apartment in the city center can cost around £ 650, and the monthly utilities can be around £ 88.

Rent makes a  major difference in the cost of accommodation in London as compared to other cities . As per an estimate, the University College London (UCL) has a per-week rent of around £148. On the other hand, students in Northern Ireland tend to spend only around £99 per week on rent. In the main London city, the cost can go up to £185 per week. 

Food Costs in the UK 

Food can take up a big chunk of your London monthly expenses. Grocery prices in UK can really surprise you at times. Students can expect an expense of around £175 on food & groceries every month. If you choose to eat out regularly, the cost of living in London for Indian students will eventually be higher. 

Transportation Costs in the UK

For daily commutes, you can choose between public transport or private transport. Most universities offer their students discounts on public transport. To analyze the cost of living in London for Indian students, it is important to know the transportation expenses.


Average Monthly Costs









How can Niyo Global Help International Students in the UK?

Living abroad as an international student can be challenging when it comes to managing your finances–especially because the cost of living in UK per month is quite high. You will need access to funds with means of seamless currency conversions at affordable rates. In this aspect, a global travel card like Niyo Global card can help. 

As an international student, you can make your savings go the extra mile by understanding the living expenses in UK and leveraging the benefits of the our Tarvel Card:

  • Zero forex markup saves 3-5% on all forex transactions
  • Up to 6.5 percent interest PA with monthly interest payouts
  • Adding money in INR and the ease of spending in 150+ countries
  • Real-time in-app Currency Converter
  • In-app ATM locator
  • Realtime transaction tracking to better manage funds
  • 100% digital account opening process via Niyo Global app


Living abroad and managing UK monthly expenses can be overwhelming. If you are an Indian student planning to study abroad, Niyo Global Card can help you save money on all your international transactions. The Student forex card with Visa comes with additional features like zero forex markup, adding money in INR and ease of spending globally, in-app ATM locator, real-time in-app Currency Converter. To top it all, Niyo Global is a zero balance digital savings account, which means you don’t have to worry about maintaining any balance in your account.
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