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How To Apply For Free Airport Lounge Access | Niyo Global

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A vacation abroad can be a memorable experience. Exploring cultures, cuisines, and places offer unforgettable moments to cherish lifelong. But did you ever have to spend hours at the airport waiting for your flight while travelling abroad? If you have, you know how expensive access to airport lounges can be. What if you can get free airport lounge access? You must be wondering, how is that possible? 

There is a one-step solution for airport lounge access in India at zero extra charges, the Niyo Global Card. However, there are many cards with international airport lounge access, then why choose Niyo Global? Keep reading; this article will help you know everything about Niyo Global card lounge access

What is Niyo Global?

All global travellers face the biggest challenge of finding the simplest, most efficient, and most affordable way to handle payments in foreign currencies. You have various options, including carrying foreign money in cash, using an international debit or credit card, a forex card, a traveller’s check, etc. These options all have different risks, costs, and expenses. 

So, what is the solution? The Niyo Global card could be your best travel buddy and help you with easy foreign currency exchanges without forex markup charges or exchange fees. It is also the best card for airport lounge access.

What are the features of the Niyo Global Card?

Working like an International Debit Card, Niyo Global card helps people travel in more than 150 countries hassle-free in terms of currency. It comes with various extraordinary features like:

  1. Zero Forex Markup:

    Upon converting INR into the currencies of 150+ countries, Niyo Global card charges no forex fees. 

  2. Free Loading and Unloading the Card:

    There are no additional charges on loading the INR or unloading the card. You may also avail the services for as long as you want, as Niyo Global Card comes with a lifetime validity. 

  3. Up to 6.5% Annual Interest p.a.

    The amount that you do not spend, also earns an annual interest of up to 6.5% p.a. With monthly payouts. 

  4. In-app Currency Converter

    The currency converter within the app provides you with a real-time exchange rate, so there are no surprises afterward.

  5. Load in INR and Spend in 150+ Countries

    You can load the Niyo Global card with INR before leaving for your trip or while you are already abroad. You can use it in more than 150 countries around the world.

  6. Tap and Pay 

    The Niyo Global card enables contactless in-store payments, resulting in faster transactions and lesser wait time at checkout without the card ever leaving your hand.

  7. Complimentary Airport Lounge Access

     It is always best to choose travel cards with lounge access at the airport during travelling. You can now travel in luxury with your Niyo Global card, thanks to complimentary airport lounge access in India at domestic/international terminals of major airports.

  8. In-app ATM Locator

    FInding an ATM in a foreign country can be challenging. The in-app ATM locator is a helpful tool that can assist you in locating the closest ATM wherever you may be in the world if you require cash while travelling in the preferred local currency. 

Niyo Global Card Airport Lounge Access List

Sr NoCityLounge NameTerminal TypeTerminal NumberAddressOpening Hours
1AhmedabadThe LoungeInternationalTerminal 2Airside – International Departures. After Security Hold area, 1st Floor.24 hours daily
2AmritsarCosta CoffeeInternational Airside – International Departures, 1st Floor, near Gates 6 and 7.
Please note that the restaurant may exceed their seating limit at
certain times of the day & access to the restaurant is at their sole
24 hours daily Note: For Cardholders who pay for individual visits or
guest visits, please check this particular offer against your visit fee
to ensure it represents value for you. We advise Cardholders to review
full Conditions of access below before visiting.
3Bangalore080 International LoungeInternationalInternational TerminalAirside – International and in transit Departures. Level 1, opposite Starbucks, next to Forest Essentials.24 hours daily
4BangaloreBLR International LoungeInternationalInternational TerminalAirside – International Departures. The lounge is located near Gate 18.24 hours daily
5ChennaiTravel ClubInternationalInternational TerminalAirside – International Departures. After Security Checks, proceed through the Security
Hold Area and turn right towards the old International Terminal and take the lift to the 1st Floor.
The lounge is located near Gate 11.
20:00 – 03:00 daily
6ChennaiTravel ClubInternationalInternational TerminalAirside – International Departures. After Security Checks, proceed through the Security Hold Area, turn left and take the lift opposite Gate 17 to the 3rd Floor.
The lounge is located at the end of the corridor.
24 hours daily.
7ChennaiTravel ClubInternational Airside – International Departures. After Security Checks, proceed through the Security Hold Area and turn right towards the old International Terminal. Take the lift down to the 1st Floor and the lounge is located near Gate 16.20:00 – 10:00 daily
8CochinEarth LoungeInternationalTerminal 3Airside – International Departures. After Security Checks and Passport Control, take the escalator on the right hand side to the 3rd Floor. The lounge is located on the left hand side of the Food Court area.24 hours daily
9HyderabadGMR International LoungeInternationalInternational TerminalAirside – International Departures. After Check-in on Level F, proceed through Immigration and Passport Control. Pass the Duty Free shop, turn right and take the lift at Gate 32A down to the lounge located on Level E.24 hours daily
10KolkataTravel ClubInternationalTerminal 2Airside -International Departures. Mezzanine Level. After Security Checks, the lounge is located on the right hand side.24 hours daily
11KolkataTravel ClubInternationalTerminal 2Airside – International Departures. After Security Checks, the lounge is located opposite Gate 10.24 hours daily
12Kozhikode (Calicut)Bird LoungeInternationalTerminal 2Airside – International Departures, inside the Security Hold Area. The lounge is located on Level 1, near Gate 1.24 hours daily
13MumbaiLoyalty LoungeInternationalTerminal 2Airside – International Departures. After Security Checks, turn right and proceed through the Lotus House. Take the lift in Pranaam Lounge to the 3rd Floor.24 hours daily.
14New DelhiEncalm LoungeInternationalTerminal 3Airside – International Departures. The lounge is located in the Security Hold Area, Food Court Level, next to the Encalm Spa.24 hours daily
15SrinagarPaahun The Executive LoungeInternationalTerminal 1Airside – 1st Floor, near Gate 1.05:00 – 22:00 daily.

What are the charges applicable on the card?

Niyo Global won’t charge you any special exchange rate. There are no charges to load or unload the money. That means you can loan any amount of money in INR and spend it in any foreign currency. The app takes care of the currency exchange, so you don’t have to do it manually. On top of that, opening a digital account with Niyo is also convenient, as there is no joining fee. The users also don’t have to pay any annual debit card fee that many traditional banks charge for using their debit card. All in all, using Niyo Global card will be an excellent choice for international travel as you don’t have to worry about hidden charges. 

Can one get free lounge access after having a Niyo Global Card?

An airport lounge is so comfortable, making your travel worthwhile instead of tiresome. Entering this location can be challenging and even seem impossible to some without a credit card that can act as an airport lounge card. But what if you can access this lounge for free?

Niyo Global Card can also act as your airport lounge card. You can check in at the airport lounge using your card. The lounge staff will swipe your card, and a nominal fee of 2 INR will be deducted from your account to confirm that the airport lounge card is valid. This means you can get free lounge access within India after having a Niyo Global Card.

There are various cards with lounge access, but most of them charge a joining fee. Niyo Global doesn’t charge any extra cost, and because of that, it is the best card for lounge access.

Applying for an airport lounge access card

  • Apply for your Niyo Global Card, and it will also act as an airport lounge access card.
  • Your card will be charged a nominal amount of Rs. 2 for each entry at the airport lounge.
  • You can avail of complimentary lounge access for up to 4 per year (1 per quarter).

What are the eligibility criteria to get a Niyo Global Card?

Getting the Niyo Global Card is not tedious like forex cards. You don’t need to go to a bank branch to sign up; simply download the Niyo Global App.

Eligibility criteria to get a Niyo Global Card

  • You should be a resident of India.
  • You should be above the age of 18.
  • You should have your PAN, Aadhar and Passport.
  • You should have access to your Aadhar-linked mobile number. 

How can one apply for Niyo Global Card?

The Niyo Global app makes opening an account quick, simple, and entirely digital. Just follow these easy steps:

  1. Install the Niyo Global app on an Android or iOS device.
  2. Enter your mobile number, followed by the OTP you receive on your phone, to confirm it.
  3. Enter your email address and confirm it using Single Sign-On or the OTP you receive to your email ID.
  4. Enter your PAN number.
  5. To complete your Aadhaar-based KYC, enter your Aadhaar number and fill out the OTP sent to the mobile phone registered with your Aadhaar.
  6. Wait for the verification.
  7. Enter your passport file number and wait for confirmation.
  8. Time to take a selfie! Take a live picture of yourself.
  9. Update your personal details and communication address.
  10. Add a nominee.
  11. Accept the terms and conditions, and viola! Your account is ready.


While seeing new places is enjoyable and exciting, the travel itself can occasionally feel like a hassle. Long waits, congested areas, and waiting lines are frequent at airports. Thankfully, using airport lounges can provide some relaxation for air travelers. Niyo Global is the best card for lounge access that makes your travel journey more comfortable. It offers various other offers on hotel and flight booking. Be sure to check the list of participating airport lounges before accessing one during your travel.


Currently, we provide services in over 14,000+ PIN codes across India. You can enter your PIN code while onboarding to check if your current location falls under our serviceable regions.

Yes, it can be used to withdraw money from ATMs, although the ATM service might charge you a small fee.

You can lock your card temporarily or block it permanently from the app. Blocking the card is a permanent change, which means you cannot use it again and will have to order a new card for a fee.

The Niyo Global card is the best forex card you can choose since it charges zero forex markup and ensures that you never have to limit yourself in indulging your wanderlust.

  • Since it is accepted by merchants in over 150 countries, you can use it to buy things wherever you are
  • You can load the card from anywhere, anytime in INR via NEFT, IMPS, and UPI from any of your bank accounts. When using the card you will pay in the local currency of where you are at, which means you don’t have to worry about your expenses at all on your travels
  • You are in complete control of how the card can be used as you can set locks and limits on specific payment channels from within the Niyo Global app
  • Whether it is a card swipe, ATM, contactless or online transaction, you can get it all done with the Niyo Global card
  • Your transactions are always listed in the local currency, which makes it easier to keep track of your expenses
  • Should you need assistance, you can use the in-app chat support 24X7. You never have to worry about finances

Yes, because international debit cards will charge you a fee with each transaction, while forex cards don’t because with forex cards you make the payment in the local currency.

  • You just need your PAN, Aadhaar number and Passport for this instant forex card application.