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Finance made Smarter, Safer & Simpler for you

Explore a suite of delightful financial products from the house of Niyo

7+ Yrs

of experience



Travel the world with zero forex*

Enjoy zero forex payments when you shop, dine and travel the globe. Get a complimentary access# to airport lounges in India and around the world. Plan & book your trips, and manage money abroad the easy way!

Banking With Us

NiyoX 2-in-1 Savings + Investment account aims to decode banking for the tech-savvy Indian millennials. Our mobile-first approach puts you in control of your finances in a smart, safe, and simple way.

Your money is in safe hands

Get peace of mind with our strong security systems and trusted partners

Your money is safe

your account is hosted in an RBI-licensed bank

Your money is secured

your account has bank-grade security and ISO and PCI compliance

Your money is insured

Up to ₹5 Lakh insurance cover by Deposit Insurance Scheme (insured by DICGC, a wholly owned subsidiary of RBI)

Banking Partners

DCB Bank
Yes Bank

*VISA exchange rate is applicable. Conditions apply.