Banking You'll Love
We in partnership with IDFC FIRST Bank have built a smart, secure, and transparent banking experience that puts you in control.
An account loaded with features
- Enjoy Industry Best Interest Rate
Enjoy up to 6%# interest p.a. on your Savings Account balance with Niyo in partnership with IDFC FIRST Bank
- Instant Account Opening
Open your Niyo IDFC FIRST Bank Account instantly from anywhere with our hassle-free, paperless onboarding
- International Platinum Debit Card
Enjoy an absolutely free platinum card delivered to your doorstep
- No ATM Transaction Fees
Withdraw money from any ATM without worrying about extra charges
Effortless investing
- Build a strong Mutual Fund Portfolio
With 0% Commission on your Mutual Fund investments, your money only works for you
- International Investments
An account that empowers you with global exposure to invest in international markets
Save more when you travel
- 0% Forex Markup*
Only spend what you need to, with 0% Forex Markup on the real-time exchange rate
- Load in INR spend in 150+ countries
Just one card and one app can take you anywhere in the world. Load money via IMPS/ NEFT free of cost on your fingertips
- Real-time Currency Rates
Check real-time currency conversion rates in any foreign land before any local currency transaction
Security you can rely on
- Lock/Unlock
Not using your card? Misplaced it? ‘Lock’ your card temporarily and ‘Unlock’ it once you’re ready to use it again
- Block
Your card is secured even if you lose it while you are traveling, ‘Block’ your card instantly using the Niyo app
Round-the-clock support
- 24x7 Whatsapp
It’s good to be heard! Niyo is available to you 24×7 via WhatsApp anytime, anywhere
- ATM Locator
Locate nearby ATMs anywhere in the world with just a tap
*VISA Exchange Rates Applicable.
#For balances upto 1Cr. T&C Apply.
