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GET ZERO FOREX CARD INSTANTLY
IN 24 HOURS
No joining fee | Works in 180+ countries
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Get travel ready in 4 steps
1
HOME VISIT WITHIN 24 HOURS
The Niyo expert will guide you through onboarding at home for a hassle-free experience.
2
INSTANT KYC IN 10-15 MINS
From application to KYC, everything is digital.
3
INSTANT CARD SETUP
The Niyo expert will hand over the card and help set up card controls.
4
DO A TEST TRANSACTION
Ensure your card works perfectly with a test transaction.
Only card you need across the globe
Among the best card acceptance rates in the world, trusted by 1 million+ users
Save up to 5% on all international spends
Load in INR and spend across 180+ countries at zero forex markup*
Withdraw currency from any ATM at minimum charges
24×7 customer support during international travel
Only card you need across the globe
Among the best card acceptance rates in the world, trusted by 1 million+ users
Save up to 5% on all international spends
Load in INR and spend across 180+ countries at zero forex markup*
Withdraw currency from any ATM at minimum charges
24×7 customer support during international travel
1 Million+
happy travellers
4.8 
4.7
I recently applied for a Niyo card, and the entire process was smooth and hassle-free. I highly recommend Niyo to anyone looking for a reliable forex card service.
I am so happy with my Niyo card. The agent guided me completely on how to use the card, and I even saved some money with Niyo Premium. Thank you so much!
Smooth onboarding process, quick response, and a home visit. The entire onboarding was completed within 30 minutes.
Very smooth experience. Got the card delivered and KYC done in just 2 days. Agent Shubham was very helpful throughout the process. Very satisfied.
It was a smooth process to get a card. The agent was well-versed with the card information and explained everything very politely.
I recently applied for a Niyo card, and the entire process was smooth and hassle-free. I highly recommend Niyo to anyone looking for a reliable forex card service.
I am so happy with my Niyo card. The agent guided me completely on how to use the card, and I even saved some money with Niyo Premium. Thank you so much!
Smooth onboarding process, quick response, and a home visit. The entire onboarding was completed within 30 minutes.
Very smooth experience. Got the card delivered and KYC done in just 2 days. Agent Shubham was very helpful throughout the process. Very satisfied.
It was a smooth process to get a card. The agent was well-versed with the card information and explained everything very politely.
Great experience! Got my zero forex card super fast within 24 hours. Lots of other international benefits are available with a single tap.
The process was smooth and fast. I got the card immediately after completing the steps. The RM guided me well and cleared all my doubts.
The setup was easy, the UI is seamless, and the sales executive provided the required support.
Fantastic service! My card was activated while I was sitting on my sofa. Seamless transactions and great support. Highly recommend!
Got the card just a day after applying! Loved their services, and I'm very satisfied with the perks that come with this card.
Excellent customer service and quick delivery. The card works perfectly for all my international transactions. Zero forex charges are a game changer!
Best forex card I've ever used. The 24-hour delivery promise was kept, and the agent was very professional and helpful.
I was skeptical at first, but Niyo Express exceeded my expectations. The card arrived on time and works flawlessly abroad.
The home visit service is amazing! Everything was done at my convenience. Highly recommend Niyo Express for hassle-free forex card experience.
Quick KYC process and instant card setup. The agent explained all features clearly. Great experience overall!
No hidden charges, transparent pricing, and excellent support. This is exactly what I needed for my international travel.
The card works in so many countries! I've used it in Europe, USA, and Asia without any issues. Zero forex markup is a huge plus.
Customer support is available 24/7 and very responsive. The card delivery was prompt and the entire process was seamless.
I love how easy it is to load money and track expenses. The app interface is user-friendly and the card works everywhere I travel.
Best decision I made for my international travel. The card saved me a lot of money on forex charges. Thank you Niyo!
Great experience! Got my zero forex card super fast within 24 hours. Lots of other international benefits are available with a single tap.
The process was smooth and fast. I got the card immediately after completing the steps. The RM guided me well and cleared all my doubts.
The setup was easy, the UI is seamless, and the sales executive provided the required support.
Fantastic service! My card was activated while I was sitting on my sofa. Seamless transactions and great support. Highly recommend!
Got the card just a day after applying! Loved their services, and I'm very satisfied with the perks that come with this card.
Excellent customer service and quick delivery. The card works perfectly for all my international transactions. Zero forex charges are a game changer!
Best forex card I've ever used. The 24-hour delivery promise was kept, and the agent was very professional and helpful.
I was skeptical at first, but Niyo Express exceeded my expectations. The card arrived on time and works flawlessly abroad.
The home visit service is amazing! Everything was done at my convenience. Highly recommend Niyo Express for hassle-free forex card experience.
Quick KYC process and instant card setup. The agent explained all features clearly. Great experience overall!
No hidden charges, transparent pricing, and excellent support. This is exactly what I needed for my international travel.
The card works in so many countries! I've used it in Europe, USA, and Asia without any issues. Zero forex markup is a huge plus.
Customer support is available 24/7 and very responsive. The card delivery was prompt and the entire process was seamless.
I love how easy it is to load money and track expenses. The app interface is user-friendly and the card works everywhere I travel.
Best decision I made for my international travel. The card saved me a lot of money on forex charges. Thank you Niyo!
1 Million+
happy travellers
4.8
4.7
I recently applied for a Niyo card, and the entire process was smooth and hassle-free. I highly recommend Niyo to anyone looking for a reliable forex card service.
I am so happy with my Niyo card. The agent guided me completely on how to use the card, and I even saved some money with Niyo Premium. Thank you so much!
Smooth onboarding process, quick response, and a home visit. The entire onboarding was completed within 30 minutes.
Very smooth experience. Got the card delivered and KYC done in just 2 days. Agent Shubham was very helpful throughout the process. Very satisfied.
It was a smooth process to get a card. The agent was well-versed with the card information and explained everything very politely.
Great experience! Got my zero forex card super fast within 24 hours. Lots of other international benefits are available with a single tap.
The process was smooth and fast. I got the card immediately after completing the steps. The RM guided me well and cleared all my doubts.
The setup was easy, the UI is seamless, and the sales executive provided the required support.
Fantastic service! My card was activated while I was sitting on my sofa. Seamless transactions and great support. Highly recommend!
Got the card just a day after applying! Loved their services, and I'm very satisfied with the perks that come with this card.
Excellent customer service and quick delivery. The card works perfectly for all my international transactions. Zero forex charges are a game changer!
Best forex card I've ever used. The 24-hour delivery promise was kept, and the agent was very professional and helpful.
I was skeptical at first, but Niyo Express exceeded my expectations. The card arrived on time and works flawlessly abroad.
The home visit service is amazing! Everything was done at my convenience. Highly recommend Niyo Express for hassle-free forex card experience.
Quick KYC process and instant card setup. The agent explained all features clearly. Great experience overall!
No hidden charges, transparent pricing, and excellent support. This is exactly what I needed for my international travel.
The card works in so many countries! I've used it in Europe, USA, and Asia without any issues. Zero forex markup is a huge plus.
Customer support is available 24/7 and very responsive. The card delivery was prompt and the entire process was seamless.
I love how easy it is to load money and track expenses. The app interface is user-friendly and the card works everywhere I travel.
Best decision I made for my international travel. The card saved me a lot of money on forex charges. Thank you Niyo!
I recently applied for a Niyo card, and the entire process was smooth and hassle-free. I highly recommend Niyo to anyone looking for a reliable forex card service.
I am so happy with my Niyo card. The agent guided me completely on how to use the card, and I even saved some money with Niyo Premium. Thank you so much!
Smooth onboarding process, quick response, and a home visit. The entire onboarding was completed within 30 minutes.
Very smooth experience. Got the card delivered and KYC done in just 2 days. Agent Shubham was very helpful throughout the process. Very satisfied.
It was a smooth process to get a card. The agent was well-versed with the card information and explained everything very politely.
Great experience! Got my zero forex card super fast within 24 hours. Lots of other international benefits are available with a single tap.
The process was smooth and fast. I got the card immediately after completing the steps. The RM guided me well and cleared all my doubts.
The setup was easy, the UI is seamless, and the sales executive provided the required support.
Fantastic service! My card was activated while I was sitting on my sofa. Seamless transactions and great support. Highly recommend!
Got the card just a day after applying! Loved their services, and I'm very satisfied with the perks that come with this card.
Excellent customer service and quick delivery. The card works perfectly for all my international transactions. Zero forex charges are a game changer!
Best forex card I've ever used. The 24-hour delivery promise was kept, and the agent was very professional and helpful.
I was skeptical at first, but Niyo Express exceeded my expectations. The card arrived on time and works flawlessly abroad.
The home visit service is amazing! Everything was done at my convenience. Highly recommend Niyo Express for hassle-free forex card experience.
Quick KYC process and instant card setup. The agent explained all features clearly. Great experience overall!
No hidden charges, transparent pricing, and excellent support. This is exactly what I needed for my international travel.
The card works in so many countries! I've used it in Europe, USA, and Asia without any issues. Zero forex markup is a huge plus.
Customer support is available 24/7 and very responsive. The card delivery was prompt and the entire process was seamless.
I love how easy it is to load money and track expenses. The app interface is user-friendly and the card works everywhere I travel.
Best decision I made for my international travel. The card saved me a lot of money on forex charges. Thank you Niyo!
Frequently Asked Questions
Your Niyo Express zero forex card will be delivered within 24 hours of order confirmation, subject to KYC verification and availability in your area.
The Niyo Express card has no joining fees, no annual fees*, and no delivery fees. You only pay for the card loading amount and applicable transaction charges as per the terms and conditions.
The Niyo Express card works in 180+ countries worldwide. You can load in INR and spend in local currencies across these countries with zero forex markup*.
The Niyo Express card is issued by SBM Bank and DCB Bank. Both banks are trusted partners ensuring secure and reliable banking services.
Simply fill out the order form on this page with your name and area pincode. Our team will process your application and deliver your card within 24 hours after KYC verification.
You’ll need Aadhaar, PAN, and passport for KYC verification. The verification process is quick and can be completed through the Niyo app.
Yes, the Niyo Express card can be used for both online and offline international transactions. It works seamlessly for shopping, booking hotels, paying tuition fees, and more across 180+ countries.
There is no minimum balance requirement. You can load any amount you need for your international travel or expenses. The card works on a prepaid basis.
Our Trusted Partners
Security • Banking • Payments
