Students heading out to study abroad can save up to 5% on their housing expenses and all international transactions with the zero forex markup* benefit of the Global Credit Card. Students can get the card without a credit score check and build a better credit score for a secure financial future. That’s not all! Begin your journey with complimentary airport lounge access at international terminals in India.
with Global Credit Card
with Global Credit Card
Perks of Global Credit Card
Zero forex markup* saves up to 5% on all international spends
Free International terminals lounge access# in India
Load money in INR and spend in 150+ countries & 130+ currencies
Use card online and offline at no extra charges
No charges for depositing or withdrawing money from the account
Order credit card online without a credit score check
Transfer money easily 24X7 with UPI apps
Realtime in-app Currency Converter & ATM Locator
24X7 Chat Support
*VISA exchange rates apply. #At select international terminals in India
Perks of Global Credit Card
Zero forex markup* saves up to 5% on all international spends
Free International terminals lounge access# in India
Load money in INR and spend in 150+ countries & 130+ currencies
Use card online and offline at no extra charges
No charges for depositing or withdrawing money from the account
Order credit card online without a credit score check
Transfer money easily 24X7 with UPI apps
Realtime in-app Currency Converter & ATM Locator
24X7 Chat Support
*VISA exchange rates apply. #At select international terminals in India
Savings stack up quickly
Here’s a quick look at how much a Niyo Global Credit Card can save you on forex expenses
| Expenses to Study Abroad (USD) (USD) | Other Credit Cards | Niyo Global Credit Card | |
| Pre-departure expenses GRE+TOEFL fees, college application fees, Sevis Fee (for USA), visa fee, enrollment fee, accommodation deposit | $3,300 | ₹2,90,060 | ₹2,73,900 |
| Total pre-departure savings on forex in India | ₹16,160 | ||
| Post-departure expenses Flat Flat amenities, college supplies, electronics, rent & monthly expenses for 1.5 years, travel for interviews and leisure | $27,200 | ₹23,90,798 | ₹22,57,600 |
| Total post-departure savings on forex while abroad | ₹1,33,198 | ||
Note: The numbers in the table are indicative. Actual numbers may vary marginally.
Exclusive Offers
Students can save a bunch with exclusive offers on
leading brands with the Global Credit Card.
ISIC Card
Students also get a globally-recognised
INTERNATIONAL STUDENT ID CARD which helps in additional savings while studying abroad.
ISIC Card
INTERNATIONAL STUDENT ID CARD which helps
in additional savings while studying abroad.
*T&C apply
Students Speak
Students Speak
“Niyo Global card has been very convenient for my sister who studies abroad and she highly recommends I get one for myself too. The best part about this card is that my parents can transfer money at any point, most importantly without any markup. So, you end up saving on the university fees as well. With 24X7 chat support, you know that help is always a message away. Simply put, this is the best card one can have while travelling abroad to study.” – Varanya
“I’m currently pursuing a Master’s in Management from SKEMA Business School, Paris. Getting a Niyo Global card was hassle-free. While in India, I used it to pay the fee for the GMAT Online Exam and the advance for my accommodation in Paris. Travelling in France is expensive. Renewing my monthly transport pass via Niyo Global Card is as convenient and easy as can be. Groceries and daily needs are unavoidable expenses and I would have burned a hole in my pocket without this card. My journey here would have been much more expensive if I had not opted for the Niyo Global Card.” – Akash
“Niyo Global card has been very convenient for my sister who studies abroad and she highly recommends I get one for myself too. The best part about this card is that my parents can transfer money at any point, most importantly without any markup. So, you end up saving on the university fees as well. With 24X7 chat support, you know that help is always a message away. Simply put, this is the best card one can have while travelling abroad to study.” – Varanya
“I’m currently pursuing a Master’s in Management from SKEMA Business School, Paris. Getting a Niyo Global card was hassle-free. While in India, I used it to pay the fee for the GMAT Online Exam and the advance for my accommodation in Paris. Travelling in France is expensive. Renewing my monthly transport pass via Niyo Global Card is as convenient and easy as can be. Groceries and daily needs are unavoidable expenses and I would have burned a hole in my pocket without this card. My journey here would have been much more expensive if I had not opted for the Niyo Global Card.” – Akash
Download Niyo Global App Now!
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Download Niyo Global App Now!
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