NiyoX, a state-of-the-art neo banking solution for millennials, in partnership with Equitas Small Finance Bank and Visa, offers a 2-in-1 account that gives you access to a wealth management suite on top of a savings account. With NiyoX, we aim to decode banking for millennials with the ‘007’ package:

• 0% commission on mutual fund investments
• 0 account maintenance charges, which translates to a zero balance savings account
• Upto 7%* interest on account balances

In partnership with Equitas Small Finance Bank, NiyoX offers you more than its 007 package:

• Instant savings account opening to manage your wealth and savings easily
• Ability to track all your investments in one place with its comprehensive wealth management suite powered by Niyo Money
• Rounding up expenses and investing the change to help you with wealth management
• Customizable Platinum VISA Debit Card
• Chance to earn Equinox reward points with each transaction you make
• Wave feature where waving your hand over the account balance of your digital savings account to hides it from prying eyes
• Make international spends with 0% Forex Markup* using your NiyoX account 

In addition to these attractive features, we also focus on customer feedback to make the app experience as pleasant as possible. Our customers are always at the core of our decisions, and through NiyoX we regularly offer cashbacks and run rewards campaigns to make sure that this is the best bank account for savings that you can have.

With NiyoX, we aim to decode banking for millennials with the ‘007’ package of zero commission mutual funds, zero balance savings account, and 7%* p.a. interest rate. The NiyoX app is intuitive and simple to use, with the promise of making banking simple, safe and smart for all our customers.

NiyoX offers you an array of exciting features that make it the best bank account for your savings:

• Instant savings account opening to manage your wealth and savings easily
• Ability to track all your investments in one place with its comprehensive wealth management suite powered by Niyo Money
• Rounding up expenses and investing the change to help you with wealth management
• Customizable Platinum Visa Debit Card
• Chance to earn Equinox reward points with each transaction you make
• Wave feature where waving your hand over the account balance of your digital savings account to hides it from prying eyes

Opening a savings bank account with NiyoX is quick and easy. All you have to do is:

1. Download the NiyoX app from App Store or Google Play Store
2. Register with your mobile number and email address
3. Verify your identity by providing documentation and completing your virtual KYC
4. Enter your personal information

The onboarding process once you download the app is pretty self-explanatory and simple to follow. It will help you open your NiyoX account and get started on your neo banking journey in no time. Just follow the steps and keep your PAN and Aadhaar handy to start using your zero balance savings account.

To create your zero balance savings bank account with NiyoX, you will only need your:

• PAN
• Aadhaar

These documents will help us fetch your personal information and verify it for your KYC. This is also a requirement from the partner bank for opening a digital account. 

We will send you an OTP during the onboarding process for your online savings account opening. The OTP is sent to your mobile number registered with your Aadhaar, so make sure you are not using the NiyoX app from a different number, or have the number registered with your Aadhaar handy.

NiyoX is here to make banking simple, safe and smart for you. Don’t waste another moment and open your NiyoX instant savings account now to avail of exciting offers and a 2-in-1 wealth and savings account!