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Niyo Premium

Niyo Premium

Unlock savings of ₹10,000+ annually on your travel

Flight Bookings

Flight Bookings

with Zero Convenience Fee

Hotels & Stays

Hotels & Stays

Flat 10% off on Int'l Hotels

Lounge Access

Lounge Access

Free access once every quarter*

ATM Withdrawal

Free ATM Withdrawal

once every quarter

Visa Bookings

Travel Visa

with Zero Convenience Fee

Niyo Coins

Niyo Coins

5000 coins credit included

more is on the way!
Multi-country eSIM

Multi-country eSIM

1 eSIM. All countries. Always ready

Send money Abroad

Send money Abroad

10% off on Fx Markup + Personalized support

More Benefits

More Benefits

on Fx Cash, Travel Experiences, etc..

Your Premium subscription
pays for itself in just 1 booking!

Card Status Controls

Save ₹1000/-

on 1 Visa Booking

Niyo App Interface
Transaction Resolution

Save ₹3500/-

by availing 1 Lounge Pass

Card Usage Management

Save ₹1500

on international flight bookings and save ₹500 on domestic flight bookings

Card Health

Save ₹2000

on every international hotel bookings and save ₹400 on domestic hotel bookings

Card Health

Save ₹500

on every ATM Withdrawal for a total of ₹2000 in a year

Annual savings of

₹10,000+

Zero Charges

Claim any ONE of these and your ₹999 fee is covered

Upgrade now for ₹999/year and
save ₹10,000+ yearly on all travels

Play Store 4.7 Star (46k reviews)
App Store 4.7 Star (34k reviews)

1 Million+ happy travellers

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I doubted if a membership would be worth it. One international trip proved me wrong and now every benefit feels like extra money back.

Karan Gupta
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One international flight booking was enough to cover my Premium fee. Now every trip feels lighter knowing I save before I even board the plane.

Rohit Mehra
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Booking flights for our holiday saved us a few thousand instantly. It is simple and the savings show up right when you pay.

Anita Sharma
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My student fare ticket to France cost less with Premium since the fee was waived. Free ATM withdrawals abroad made life much easier when I landed.

Arjun Nair
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Weekend getaways are more fun with hotel discounts that apply right away. The free ATM withdrawals abroad were the cherry on the cake.

Priya Iyer
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I was skeptical at first but Premium surprised me. One visa application alone saved me close to a thousand rupees. It felt good to see the membership pay off so quickly.

Megha Kapoor
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I booked a hotel in Thailand through Niyo and instantly saved two thousand rupees. Premium covered itself in that one trip and now I use it for every booking.

Rajat Verma
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Traveling with my parents became easier with Premium. The zero convenience fee on flight bookings meant we saved money without even trying. Small wins like this really add up.

Sonal Mehta
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On my first international trip I used the lounge benefit and it made a huge difference. Sitting comfortably before a long flight was worth more than the fee itself.

Aditya Rao
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I withdrew cash abroad twice using Premium and the savings equaled the membership cost. Knowing these charges are taken care of makes me travel more confidently.

Neha Sinha

Frequently Asked Questions

Niyo Premium costs ₹999 and is valid for 365 days from the date of activation.

Upgrading to Niyo Premium gives you 5,000 Niyo Coins worth ₹500, so you recover half your membership fee instantly. These can be redeemed on travel services like flights & hotels, within the Niyo app.

Yes. Niyo Premium savings such as waived convenience fees on flights, hotel discounts, and visa fee waivers are applied instantly at the time of booking or transaction.

International flights usually add convenience fees up to ₹1,500 per booking. With Premium these fees are waived, so every flight you book comes with instant savings.

Example: A Delhi to Paris flight costing ₹22,000 normally includes a ₹1,500 convenience fee. As a Premium user, you pay only ₹22,000, saving more than the cost of the membership in a single booking.

Niyo Premium members get a flat 10% off on international hotels and 5% off on domestic stays. The discount is auto-applied directly at checkout, so you see the savings upfront.

Example: Booking a Bali hotel worth ₹20,000 saves you ₹2,000 instantly, more than twice the annual membership fee.

You get one complimentary airport lounge visit every quarter when you spend ₹50,000 internationally in that period. Lounge access is linked to your Niyo card and can be redeemed directly at participating lounges. You will get the option to generate your free Lounge Pass within 24 hours of making the spends.

Yes. Niyo Premium waives the international ATM withdrawal fee once every quarter. Over a year you can use it up to 4 times, which adds up to around ₹2,000 in value. Each time you make a withdrawal, the ₹500 fee is credited back to you in the form of Niyo Coins within 7 days.

No. Free ATM withdrawals are counted per user, not per card. Even if you hold multiple Niyo cards, you will get one free ATM withdrawal per quarter under Premium.

You can reach out to our customer support team anytime through the Help section in the Niyo app. Our team is available 24x7 to assist you.

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Upgrade now for ₹999/year and save ₹10,000+ yearly on all travels Upgrade to
unlock savings!