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Transaction Limits

A Sneak Peek at Niyo SBM Debit Card Transaction Limits

When it comes to spending smart, knowing your card limits makes all the difference — especially while transacting internationally. Whether you’re withdrawing cash, shopping online, or swiping your card abroad, your Niyo SBM Debit Card is designed to give you flexibility with clearly defined limits.

Here’s a quick look at the transaction limits you should keep in mind before you spend.

Transaction Limits by Channel

ChannelLimit
ATM Withdrawals₹1 lakh/transaction
₹1 lakh/day
₹3 lakh/month
₹5 lakh/year
Card Swipes₹7.5 lakh/transaction
₹7.5 lakh/day
Online Transactions₹7.5 lakh/transaction
₹7.5 lakh/day
Tap & Pay₹5,000/transaction

Benefits as of 04th June 2025