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Lowest Prices: Send Money Abroad at the lowest rates
Zero fees & hidden charges: No platform fee or service charge
End‑to‑end digital tracking: Monitor your transfer status anytime via website
Fully regulated & secure, backed by RBI‑compliant partners
Need help with your transfer?
Compare fees of transferring money from India to UK
Know exactly what you’re paying - no hidden fees, no surprises. Just ZERO-cost, transparent transfers to the UK.
GBP
United Kingdom GBP
INRIndian Rupee
87,705
Wise
Others
Net payable
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Total charges
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Including Markup & SWIFT Fee
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You pay
₹85,837.53
₹85,837.53Total Charges
₹1,300
Wise
You pay
₹87,837.53
₹87,837.53Total Charges
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Others
You pay
₹87,837.53
₹87,837.53Total Charges
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Values are based on assumptions and public data; refer to the official website for the latest figures.
How to transfer money from India to UK at lowest rates
You need to use International Wire Transfer, also known as a SWIFT transfer, which falls under the RBI’s LRS. Use Niyo to complete this transfer at Zero fee-
1
Go to Niyo website
Tap 'Send Money Abroad'
2
Choose currency
Choose the currency GBP, and enter the amount you want to send
3
Add bank details
Add your recipient’s UK bank account details (university, student self, or rental property)
4
Choose payment
Pay via UPI, NEFT, etc.
5
Review & track
Review, confirm, and track your transfer in real time
Lowest Prices, Zero Fees - Maximum Savings
Fast & easy international money transfers for INR to GBP | No hidden charges | Live IBR rates for Pound to INR
Why send money to UK with Niyo?
Niyo provides lowest prices & zero fees with RBI-compliant transfers under Liberalised Remittance Scheme
1.5% cheaper* than Wise, Flywire and others (save ~ ₹15K on transfers of ₹10L+)
Track every transfer in real time
Bank-grade encryption keeps your money & data safe
Best way to transfer money from India to UK at cheapest rates
Send money to UK right from your home with Niyo
Enjoy zero fee & lowest rateswith no hidden costs
100% digital, SWIFT transfer with RBI compliance
Instant alerts to track your transfer status in real time
One platform, full control from payment to credit confirmation
Who can do International Money Transfers to UK with Niyo?
Students, parents, grandparents, and siblings can send money abroad for tuition fees, living expenses, rent, and more—all fully RBI-compliant under LRS.
Where you can send money
To the student's UK account
Directly to the university for tuition fees
To rental property owner for accommodation
Other approved education-related expenses
4.7 
(46k reviews)
4.7
(34k reviews)Here's what our users say
I saw Niyo started international transfers at zero forex. Asked my dad to send my semester fees for my MS in Data Science here at University of Melbourne. Money came in fast and we got all charges back in coins.
I was worried about high bank charges for my tuition in Canada. A friend told me about Niyo transfers. My father sent fees for my Bahcelors at University of Toronto - smooth process and no extra cost after coins refund.
For my MBA at NUS Singapore, I needed to pay hostel rent. We used Niyo money transfer - very quick and cheaper than bank, plus got coins back for booking my next flight.
I'm in my second year of Computer Science at UC Berkeley. Dad used Niyo transfer for my tuition this time. Rates were over 2 % lower that flywire, transparent, and the whole thing took less than 24 hours.
Usually we used bank for my tuition payments in London. This time for my Masters at LSE, we tried Niyo transfer. Saved a lot, almost 25000 in upfront charges, Niyo just took 0.5% and for that too got coins back. Easy from the app, I think they are live on web too.
I had to pay my semester fee for my Masters i ETH Zurich. My parents used Niyo transfer from their ICICI account - super cheap, no hidden fee, fast and quite easy for parents to use
Paying my living expenses for my son's Master's at TU Munich was much easier this time with Niyo transfer. I did it in minutes, saved a lot, and money reached quickly.
For my son's MBBS final year in London, I sent his hostel fees through Niyo. Smooth experience, and the zero forex part really helped.
I'm in my first year of Business Analytics at University of Auckland. We used Niyo transfer for my tuition. Very fast and clear, and I love that the charges come back as coins.
Had to pay rent for my apartment near University of British Columbia. Mom used Niyo transfer from India - easy, cheaper, and all charges back in coins we'll use for my flight home.
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FAQs
If you’re looking to transfer money from India to the UK, Niyo makes it seamless with a 100% digital process. Just visit the Niyo website, enter the recipient’s UK bank details, upload your KYC documents, and initiate the transfer. You can track your transfer to the UK in real time. No physical paperwork or bank visits are required.
The best way to send money from India to the UK is through a digital remittance platform like Niyo. You get transparent charges, lowest fees, and complete control from your phone. Compared to traditional bank methods, Niyo offers a faster, more innovative, and cost-effective solution for sending money to the UK
Niyo money transfers to the UK typically take 2–3 working days, depending on the receiving bank’s processing time. Once you send money to the UK from India, you can monitor its journey through the Niyo website, ensuring peace of mind from start to finish.
As per the RBI’s Liberalised Remittance Scheme (LRS), you can send up to USD 250,000 per financial year from India to countries like the UK, etc. Niyo ensures that all transfers are LRS-compliant and guides you through the process to help you send money to the UK smoothly.
Absolutely. Niyo allows you to send money to the UK from India through its website. Whether you’re paying tuition, covering rent, or sending money to cover expenses like groceries, travel, etc., the process is completely digital, compliant with regulations, and built for your convenience.
To send money from India to the UK via Niyo, you’ll need a valid PAN card, Aadhaar, or passport, along with documents that support the reason for the transfer (e.g., an admission letter, invoice, or rent agreement). Niyo’s in-app document upload feature makes it easy and hassle-free.
Yes, it’s highly secure. When you transfer money from India to the UK using Niyo, your data and funds are protected with 2-factor authentication, encrypted technology, and regulated banking channels. All transfers follow RBI guidelines under the Liberalised Remittance Scheme (LRS).
There are no hidden fees. When you send money to the UK through Niyo, you’ll get complete transparency, see the exact charges and exchange rate before you hit confirm. Plus, there is no platform fee or service charge
Top currencies we support
* Terms & Conditions Apply
About Niyo
Founded in 2015, Niyo has spent the last 10 years building secure, transparent, and innovative financial solutions - serving over 15 lakh customers across 25+ Indian cities.
RBI regulated & licensed: Owns Kanji Forex, a 90-year-old RBI-approved AD-II license holder for secure and legal international money transfers.
Safe & compliant banking: Partnered with regulated Indian banks like IDFC FIRST, YES Bank, and DCB for trustworthy money handling.
Trusted by India
15 lakh+ Indians, including 5 lakh+ students.
500+ employees
pan India Presence in 25+ cities
