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4.7 
(46k reviews)
4.7
(34k reviews)1 million+ happy travellers
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
Why they love us!
Hear from our 7500+ happy customers
4.7
(46k reviews)
4.7
(34k reviews)1 million+ happy travellers
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
4.7
(46k reviews)
4.7
(34k reviews)1 million+ happy travellers
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
4.7
(46k reviews)
4.7
(34k reviews)1 million+ happy travellers
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
Customers love our Flights
Singapore on a budget? Totally doable. I saw the best without breaking the bank!
Mauritius was pure magic! Niyo SBM card saved us on forex—just carry some cash!
Vietnam was a wild ride—14 days of adventure, beauty, and real moments!
Solo traveling in Dubai was a blast, especially with Niyo making everything hassle-free!
The Limo Bus from Haneda to Shibuya was smooth, affordable, and had scenic views!
Had an amazing trip across Central Asia, thanks to Niyo for making payments hassle-free!
Solo travelling in Malaysia was an unforgettable mix of island hopping and city fun.
I explored Bhutan in 4-5 days – a perfect blend of culture and beauty!
8 days, countless memories – Vietnam’s best with Niyo’s expert itinerary!
My travel experience with Niyo card: A two-month journey across Europe and Asia
Took my first luxury cruise to Ancona on MSC Aurelia—relaxing, fun, and so memorable!
From Paris to Lyon—my Niyo card just tapped through everything!
Langkawi blew my mind! Niyo made every moment of the trip hassle-free.
Got Questions?
Customers love our Visa services
Singapore on a budget? Totally doable. I saw the best without breaking the bank!
Mauritius was pure magic! Niyo SBM card saved us on forex—just carry some cash!
Vietnam was a wild ride—14 days of adventure, beauty, and real moments!
Solo traveling in Dubai was a blast, especially with Niyo making everything hassle-free!
The Limo Bus from Haneda to Shibuya was smooth, affordable, and had scenic views!
Had an amazing trip across Central Asia, thanks to Niyo for making payments hassle-free!
Solo travelling in Malaysia was an unforgettable mix of island hopping and city fun.
I explored Bhutan in 4-5 days – a perfect blend of culture and beauty!
8 days, countless memories – Vietnam’s best with Niyo’s expert itinerary!
My travel experience with Niyo card: A two-month journey across Europe and Asia
Took my first luxury cruise to Ancona on MSC Aurelia—relaxing, fun, and so memorable!
From Paris to Lyon—my Niyo card just tapped through everything!
Langkawi blew my mind! Niyo made every moment of the trip hassle-free.
Customers love our Insurance
Singapore on a budget? Totally doable. I saw the best without breaking the bank!
Mauritius was pure magic! Niyo SBM card saved us on forex—just carry some cash!
Vietnam was a wild ride—14 days of adventure, beauty, and real moments!
Solo traveling in Dubai was a blast, especially with Niyo making everything hassle-free!
The Limo Bus from Haneda to Shibuya was smooth, affordable, and had scenic views!
Had an amazing trip across Central Asia, thanks to Niyo for making payments hassle-free!
Solo travelling in Malaysia was an unforgettable mix of island hopping and city fun.
I explored Bhutan in 4-5 days – a perfect blend of culture and beauty!
8 days, countless memories – Vietnam’s best with Niyo’s expert itinerary!
My travel experience with Niyo card: A two-month journey across Europe and Asia
Took my first luxury cruise to Ancona on MSC Aurelia—relaxing, fun, and so memorable!
From Paris to Lyon—my Niyo card just tapped through everything!
Langkawi blew my mind! Niyo made every moment of the trip hassle-free.
Customers love our Hotels
Singapore on a budget? Totally doable. I saw the best without breaking the bank!
Mauritius was pure magic! Niyo SBM card saved us on forex—just carry some cash!
Vietnam was a wild ride—14 days of adventure, beauty, and real moments!
Solo traveling in Dubai was a blast, especially with Niyo making everything hassle-free!
The Limo Bus from Haneda to Shibuya was smooth, affordable, and had scenic views!
Had an amazing trip across Central Asia, thanks to Niyo for making payments hassle-free!
Solo travelling in Malaysia was an unforgettable mix of island hopping and city fun.
I explored Bhutan in 4-5 days – a perfect blend of culture and beauty!
8 days, countless memories – Vietnam’s best with Niyo’s expert itinerary!
My travel experience with Niyo card: A two-month journey across Europe and Asia
Took my first luxury cruise to Ancona on MSC Aurelia—relaxing, fun, and so memorable!
From Paris to Lyon—my Niyo card just tapped through everything!